Which of the following is an example of a protected class under fair housing legislation?

The correct answer is specific ethnic and racial groups, as they are explicitly recognized as protected classes under federal fair housing legislation. The Fair Housing Act, established in 1968, prohibits discrimination based on race, color, national origin, religion, sex, familial status, and disability. This legislation aims to ensure equal housing opportunities for all individuals, regardless of their ethnic or racial backgrounds.

In contrast, individuals with high income, property owners, and first-time home buyers do not fall under the protected classes outlined by fair housing laws. While these groups may face economic discrimination or various challenges in the housing market, they are not protected against discrimination based on their income level, ownership status, or buying experience. Understanding these distinctions is crucial for ensuring compliance with fair housing regulations and promoting equitable treatment for all in real estate transactions.